Harnia Real Estate Properties Investment Solutions

Do cash ISAs have to be declared on tax returns?

I know that they are Tax free, what I’m asking is do I have to tell the Tax man or anyone else that I have cash ISAs?
For example, would they be counted as part my capital if I had to go into a nursing home?
In the UK. Thanks.

Does C4′s Dispatches reveal why the UK can’t afford an immigration cap on skilled workers?

“At both factories, the reporter was warned he would lose his job unless he worked faster. He was paid cash in hand of £2.50 by one employer and £3.33 an hour by another; the adult national minimum wage is £5.93. Textile workers said there were other similarly exploitative workshops nearby. Neither factory asked for documentation to check the worker’s legal status, citizenship or right to work in the UK.

A large number of the workers are Asians on student visas who are not supposed to be working, according to Gurjeet Samra, a Sikh elder who works with the Indian community in Leicester.”

http://www.independent.co.uk/news/uk/home-news/retail-giants-shamed-by-uk-sweatshops-2128022.html

http://www.channel4.com/programmes/dispatches/

UK nursing home fees?

Imagine a scenario where an elderly person with dementia is put into a nursing home. The patient has no cash and only basic pension income, but does own a valuable property.

Under what circumstances will the nursing home place a charge against the property of the patient to cover fees? Does this inevitably happen every time? If a (grown up) child of the patient lives in the property , but does not own it, will they have to vacate the property for it to be sold?

Typing at home for extra cash.?

Does anybody know of a good website to look on, where i can earn some extra cash by typing at home? I live in the UK. I keep finding scam ones where you pay them first grrr.

Do you know anything about”Cash 4 surveys UK”?

There is an advert for work at home and they are asking for 20 pounds registration fee.Do you think it is possible to make 600 pounds a week by filling out the survey forms?

Do you know who did this?

1. He ran for political office seven times and was defeated each time.

2. She wanted to be a performer; she went to drama school in New York. After several months, the school wrote her mother that she had no acting ability at all. They said, “Take her back home.”

3. He wanted to publish a children’s book. It was rejected by publishers 23 times.

4. He was quiet and uninvolved in high school. He flunked out of college. Acting was a way out of not knowing what to do.

5. He wanted to be a military leader or a great statesman. As a student, he failed three times in his exams to enter the Military Academy.

6. In trying to solve a problem, she tried 487 experiments, all of which failed.

7. He wanted to be an outstanding businessman. He wanted his own candy. At 19 he tried to operate one. It failed. He went to New York and tried to manufacture candy. That failed too.

8. He wanted to be a writer. Never in eight years of writing did he have an article accepted for publication. He had literally hundreds of rejection slips. At age 37, all he had was $.18 in his pocket and two cans of sardines to eat.

9. He wanted to be an outstanding businessman. At age 52 he had been selling milkshake mixers for years, which had put him $100,000 in debt. His other jobs included selling paper cups for 17 years, playing the piano in a nightclub, and selling real estate in Florida. He had diabetes, arthritis, and had lost his gallbladder for most of his thyroid gland.

10. He was cut from the high school J.V. basketball team.

11. In sports, he struck out 1,330 times in baseball.

12. He wanted to sketch and create cartoons. He applied for a job with a Kansas City newspaper. After looking at his work, the editor said, “To be frank with you, it’s easy to see from these sketches that you have no talent.”

13. He failed to make his high school baseball team’s traveling squad as a freshman. The L.A. Dodgers thought of him as a relief pitcher. He gave up 20 runs in seven innings in the minor leagues.

14. He talks with a lisp. He was below average as a football player. He wears thick-lens glasses. He is small in stature.

15. His father left him at age six. He was cut from the Houston Oilers because he was too slow and too small.

16. He was 5’3”tall. He had to be on his high school’s wrestling team in the ninth grade to win a letter. He was considered too short to play pro basketball.

17. She was born out of wedlock. She was sent to a juvenile detention home at age 13. She ate to feel better about her problems and weighed over 200 pounds.
18. He, his four brothers, and one sister ate rice three times a day. His family would move from place to place in New York because it was cheaper than paying rent. He worked in movies at age five to support his family. He was the boy in the Buster Brown shoe ads.

19. He was raised in an orphanage. He never finished college. He put a $75 down payment on his first business.

20. When she was four years old she was struck by pneumonia, scarlet fever, and polio. She nearly died and lost her ability to walk. Her brothers and sisters massaged her legs five times a day.

SW Florida RE Investing Good or Bad?? Cape Coral?

I visited SW FL a few months back and was surprised to see how cheap homes were in the area. We stayed on Sanibel Island but visited family members in Cape Coral. Would Cape Coral be a good city to invest in? All the properties I’ve researched provided a positive cash flow. My goals for this investment:
1. At least break even every month
2. Want to sell and make a profit in 5-8 years

I have a feeling with all the inventory in Cape Coral it’s going to take a few more years before we even start to see an increase. Although, the few Real Estate Agents I’ve been in contact with all seem to think that RE prices have hit rock bottom and probably won’t go any further. I would probably have to disagree with that seeing the amount of properties in pre-forclosure/short sale situation, etc.
Any investors out there that know that market? Good or bad time to buy?

Thanks!

Will I get approved for a mortgage loan?

I’m thinking about purchasing my first home. I’m unsure of new mortgage requirements, so I just wanted to give a little background about myself and hopefully someone can give me guidance:

I’m 24 years old – I live in NYC and since real estate is so expensive here, I was considering in scooping up a cheap property in south florida as a vacation home
I make approx 70k per year gross. 40k student loan debt, 1k credit card debt and 15k savings. My rent is approx 1k per month.

I’ve been looking online at condos in florida from 50-100k. What do you think? I know 10% downpayment used to be standard, but I’ve heard 20% being thrown around as a figure (maybe this is just nyc).
also if anyone has any experience with the south florida market (has it bottomed out yet?) please share!! thanks.

Financing issue-bad investment in Lehigh Acres?

I bought half an acre lot in Lehigh Acres, Florida in 2005, when the big boom over there. I thought that the price was going to grow quickly and give me some return or maybe I decided to build a house for myself over there. I was really wrong. I paid 56000 for a lot that are now selling for less than 20000 with luck.
Now, I’m paying a mortgage and don’t have any hopes. Some people say that the price will start to go high again. Some people say that it was a game that politicians were playing in that area to buy more and more cheap land. But I don’t see a light. If I can’t selll because I will be loosing too much money, what can I do? Also, if you have any experience in that area or in real estate, do you have any idea on the future?
Thanks

where should i move?

i live in south florida. i could get a huge return on my condo next year. i definitely want to move. i want to move to a place were the weather is no so hot. not so cold. very cheap. a lot of fun and nightlife. plenty of bars since i’m a bartender and need a job and places to hang out. and a place where the real estate value is not going down. i have bachelors degree so i’d be open to other careers as long as they paid good (more than 3,000 a month)